Back to School, Back to Basics: Why August Is a Good Time to Review Your Life Insurance
Posted: August 22, 2026
Every August, families across the country shift into a new gear. School supplies are purchased, schedules are reorganized, and households go from a slower summer rhythm back to full-speed routines. All of that preparation got us thinking: while you're taking stock of what your family needs for the year ahead, it's also a good moment to revisit something that often gets put on the back...
Medicare Supplement Insurance (Medigap): What It Is and How It Works
Posted: August 21, 2026
Original Medicare—Parts A and B—provides broad coverage for hospital and medical services, but it does not cover everything. Deductibles, copays, and coinsurance can add up, leaving beneficiaries responsible for a portion of their healthcare costs. For many people, that financial exposure is a concern. Medicare Supplement insurance, commonly known as Medigap, is designed to help fill some of those gaps. Offered by private insurance companies,...
Is Your Employer-Provided Life Insurance Enough? What You Should Know
Posted: August 7, 2026
Employer-provided life insurance, often called group life insurance, is a policy your employer purchases to cover you and sometimes your dependents. It's typically offered as part of a benefits package and may be fully paid for by your employer or offered at a group rate. Most group life insurance policies provide a death benefit equal to one or two times your annual salary. So if...
Medicare Part D: Understanding Prescription Drug Coverage
Posted: August 6, 2026
For many people on Medicare, prescription medications are a daily reality. Understanding how Medicare covers prescription drugs—and how to make sense of your options—is an important part of getting the most out of your Medicare coverage. Medicare Part D is the part of Medicare that covers prescription drugs. It is offered through private insurance companies approved by Medicare, and enrollment is voluntary, though there are...
Understanding Life Insurance Beneficiaries: How to Choose and When to Update
Posted: July 22, 2026
When you purchase a life insurance policy, one of the most important decisions you'll make is choosing who will receive the policy's death benefit. This person or entity is called your beneficiary, and the designation you make can have significant financial implications for the people you love. Understanding how beneficiaries work—and knowing when to update your designation—is an essential part of managing your life insurance...
